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4 clever finance tips from online creators

It’s so hard to make sense of money. One second, you’re intent on saving; the next, you’ve somehow blown through an entire paycheck.

The internet’s chock full of folks offering financial advice. And the information can be helpful. It can also be dangerous since not everyone has your best interests in mind. The best advice about financial advice is to be careful who you trust.

Mashable previously listed some of the savvy TikTok finance accounts that appear to have their audience’s best interests in mind. But with the internet overflowing with financial tips, we also thought it’d be helpful to share some of the better advice we’ve seen. Here are four of the most useful money suggestions:

1. Negotiate your big expenses

This is a major tenant of Vivian Tu, also known as @YourRichBFF. Medical bills, the price of your car, your home purchase — try to get the number down, Tu advises. Getting a discount on a big bill has a much bigger, immediate effect than, say, cutting back on groceries.

“It’s pretty normal to be able to say, ‘I got my home $50,000 under asking,'” Tu recently told Yahoo. “Do you know how many lattes you need to not drink to save $50,000? Just put on your big boy or big girl pants for 10 seconds, have that uncomfortable conversation, and really, really work on negotiating.”

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One of Tu’s videos discussing negotiating medical bills has racked up more than 2 million views.

2. Build an emergency fund before doing anything else

Stuff happens. Being ready for that stuff really matters. Tori Dunlap of @herfirst100k recommends building up three months of living expenses in a high yield savings account before even paying off debt. Her reasoning is that it helps prevent you from going into further debt during an emergency and it’ll help you mentally to have something saved for a rainy day.

3. Keep an impulse list

Michela Allocca runs the TikTok account @BreakYourBudget which primarily focuses on helping folks create and keep a budget. Allocca noted they keep a list of things they’d like to impulse buy, which they return to at a later date. That helps you determine if you actually want or need something.

4. Loud budgeting

It can be awkward to tell friends “no” because you want to keep to your budget. TikTok creator Lukas Battle coined the idea of “loud budgeting” where you openly state you want to avoid purchasing something because of the cost.

“It’s not, ‘I don’t have enough.’ It’s, ‘I don’t want to spend,'” Battle said in a viral TikTok.

It’s a somewhat radical idea that you can be more open about money and be frank about what is worth your hard-earned dollar.

The idea behind all these tips, really, is to be more mindful about money. Taking care of your finances can feel so unwieldy and impossible, but the best advice makes it more manageable.


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Best Mothers Day gifts: Show mom some love

Mother figures are the backbone of the world. Yours may be your biological mother, or maybe she’s your mother-in-law, your best friend’s mom, or simply someone whose motherly instinct has helped you through hard times.

Moms teach you the adulting necessities, give advice even if the problem is your fault, and above all, they put up with your shit and (almost) never complain.

The game plan here isn’t just to snag the last bouquet at CVS just so you’re not the kid who forgot Mother’s Day (but definitely also get flowers). And you don’t even need to spend a lot of money. (Peep our list of Mother’s Day gifts that cost less than $50. Want even more cheap gift ideas?

Skip the generic mugs and show your appreciation with a gift picked just for her: Whether it’s something to make a part of her life easier, something she’s mentioned wanting in passing, or simply something to make her feel like a damn queen, you can’t put a price on everything she’s done for you, but heartfelt gifts certainly help.

After all, they say “No matter how hard you try, you always end up like your mother.” But is that even a bad thing?


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Ban subscriptions and get Microsoft Office 2024 for life for just £121

TL;DR: Grab Microsoft Office 2024 Home and Business for PC or Mac for just £120.54 through June 1.


You wouldn’t keep paying for Netflix if you could own your favorite shows, right? So why are you still subscribing to Office apps you use every day? Microsoft 365’s price keeps going up, but there’s finally a way to break free — and it’ll cost you way less in the long run.

Microsoft Office 2024 is the answer you’ve been looking for. Instead of monthly payments, simply pay £120.54 once and be set for life (reg. £188.37). It’s that simple. And, yes, this lifetime download works for PC or Mac.

What’s included?

This license comes with: 

  • Word

  • Excel

  • PowerPoint

  • Outlook

  • OneNote 

The newest version of Microsoft Office is a little different from Microsoft 365. But just because you’re switching to a lifetime license doesn’t mean you’ll miss out on some of the most recent updates. Word and Excel both still have AI integrations for text suggestions and smart data analysis, and PowerPoint still has improved tools for recorded presentations. 

Once you’ve redeemed your purchase, you can install your apps on one computer. After that, they’re yours to use however you want. No more subscription fees or sudden price hikes to worry about. 

Why rent when you can own? 

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Get a Microsoft Office lifetime license on sale for £120.54 with no coupon needed.

StackSocial prices subject to change.


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Wordle today: Answer, hints for May 9, 2025

Oh hey there! If you’re here, it must be time for Wordle. As always, we’re serving up our daily hints and tips to help you figure out today’s answer.

If you just want to be told today’s word, you can jump to the bottom of this article for today’s Wordle solution revealed. But if you’d rather solve it yourself, keep reading for some clues, tips, and strategies to assist you.

Where did Wordle come from?

Originally created by engineer Josh Wardle as a gift for his partner, Wordle rapidly spread to become an international phenomenon, with thousands of people around the globe playing every day. Alternate Wordle versions created by fans also sprang up, including battle royale Squabble, music identification game Heardle, and variations like Dordle and Quordle that make you guess multiple words at once

Wordle eventually became so popular that it was purchased by the New York Times, and TikTok creators even livestream themselves playing.

What’s the best Wordle starting word?

The best Wordle starting word is the one that speaks to you. But if you prefer to be strategic in your approach, we have a few ideas to help you pick a word that might help you find the solution faster. One tip is to select a word that includes at least two different vowels, plus some common consonants like S, T, R, or N.

What happened to the Wordle archive?

The entire archive of past Wordle puzzles was originally available for anyone to enjoy whenever they felt like it, but it was later taken down, with the website’s creator stating it was done at the request of the New York Times. However, the New York Times then rolled out its own Wordle Archive, available only to NYT Games subscribers.

Is Wordle getting harder?

It might feel like Wordle is getting harder, but it actually isn’t any more difficult than when it first began. You can turn on Wordle‘s Hard Mode if you’re after more of a challenge, though.

Here’s a subtle hint for today’s Wordle answer:

Gibberish.

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Does today’s Wordle answer have a double letter?

There are no recurring letters.

Today’s Wordle is a 5-letter word that starts with…

Today’s Wordle starts with the letter T.

The Wordle answer today is…

Get your last guesses in now, because it’s your final chance to solve today’s Wordle before we reveal the solution.

Drumroll please!

The solution to today’s Wordle is…

TRIPE.

Don’t feel down if you didn’t manage to guess it this time. There will be a new Wordle for you to stretch your brain with tomorrow, and we’ll be back again to guide you with more helpful hints.

Are you also playing NYT Strands? See hints and answers for today’s Strands.

Reporting by Chance Townsend, Caitlin Welsh, Sam Haysom, Amanda Yeo, Shannon Connellan, Cecily Mauran, Mike Pearl, and Adam Rosenberg contributed to this article.

If you’re looking for more puzzles, Mashable’s got games now! Check out our games hub for Mahjong, Sudoku, free crossword, and more.

Not the day you’re after? Here’s the solution to yesterday’s Wordle.


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